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1.
My wages cannot garnished until the creditor obtains a judgment against me. (Pick the best answer.)
[ ] a. True
[ ] b. False
[ ] c. Usually true (Exceptions include taxes, government insured student loans, etc.)
[ ] d. True unless I am self employed
[ ] e. False, because that is up to my employer
2.
If someone wants to sue me, they must first serve me with a Summons and a Complaint.
[ ] a. True
[ ] b. False
3.
I have been sued. I should probably:
[ ] a. Talk with my friend, who is a judge.
[ ] b. Call the Plaintiff and try to "work it out."
[ ] c. Ignore it and hope nothing comes of it.
[ ] d. Get some advice from an attorney.
[ ] e. Go to the Court and ask them what my nexct step should be.
4.
If I am served with a Summons and Complaint, and I do not take the proper steps,:
[ ] a. I may have to go to jail.
[ ] b. I may lose the case automatically.
[ ] c. The Court will probably let me correct the mistake because I am not a lawyer.
[ ] d. I can always "appeal."
[ ] e. I am really no worse off than before since I owe the money demanded.
5.
I wasn't served with any paperwork, but someone got a judgment against me. Is there anything I can do?
[ ] a. No - once there is a judgment against me it is final.
[ ] b. Yes - if I talk with an attorney as soon as I find out about the judgment.
[ ] c. No need. Since I wasn't served, I was denied "due process," and no action can be taken against me.
[ ] d. If I wait long enough the judgment will go away.
[ ] e. No need. Such a judgment is "unenforceable."
6.
If I know someone is trying to serve me, my best course of action is:
[ ] a. Call them before they serve me and try to "work it out."
[ ] b. Be careful not to get "served." Avoid the process server.
[ ] c. Call an attorney and see what can be done.
[ ] d. Move out of the state.
[ ] e. Don't answer my door.
7.
In California, if someone has a judgment against me they can:
[ ] a. Take 25% of my wages.
[ ] b. Take up to 25% of my wages. (Depending on my financial situation.)
[ ] c. Only use it as a paper airplane if I refuse to cooperate.
[ ] d. Take my house away from me.
[ ] e. Have me sent to jail.
8.
If someone is suing me for money I owe, and I really do owe the money,:
[ ] a. There is no point in hiring a lawyer.
[ ] b. There may still be things that can be done in my defense.
[ ] c. I lose by "default."
[ ] d. It would be improper to go to Court and defend myself.
[ ] e. I should just take the "default" by ignoring the lawsuit.
9.
If I am being sued and I want to hire Hyde & Swigart to defend me, it will cost me money.
[ ] a. True
[ ] b. False
[ ] c. That depends on the facts of my case.
10.
Which of the following is "Improper Service?"
[ ] a. A process server comes to the door and serves my husband, but they are really suing just me.
[ ] b. A process server comes to the door and serves my roommate, thinking it is me.
[ ] c. A process server comes to the door and serves my 16 year old son.
[ ] d. A process server comes to the door and tries to serve me. I slam the door closed and he just drops the process at my door.
[ ] e. A process server sees me getting in my car at a gas station and hands me the paperwork there.